61 Camino San CristobalLamyNM87540




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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Total monthly income runs $4,408/mo, and a $4,509/mo payment. Purchase price stands at $921,324, and rental yield measures 5.74% with $4,408/mo rent. Return on cash invested shows 16.1% in year one, and 5% annual appreciation builds toward $254,545 over five years. Five-year ROI reaches 81.98% and total cumulative return in cash records $248,482. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $4,408/mo property income covering a $4,509/mo payment rather than investor’s personal income.
Single Family
Built in 2003
5.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 87540, Lamy, NM area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 623 (100%) |
| Owner Occupied HU | 474 (76.1%) |
| Renter Occupied HU | 76 (12.2%) |
| Vacant Housing Units | 73 (11.7%) |
| Median Home Value | $664,402 |
| Average Home Value | $712,257 |
Housing Distribution
Address Breakdown
Residential
580
Single Family
580
Multi-Family
0
Businesses
26
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