6082 W Clay St, Bay Saint Louis, MS, 39520 | $165/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

Get Pre-Approved

Nearby investment properties with comparable rents

3 Bed
2 Bath
1312 sft

26403 Longvue Dr, Picayune, MS, 39466

3 Bed
2 Bath
1405 sft

8019 Hancock Dr, Bay Saint Louis, MS, 39520

2 Bed
1 Bath
837 sft

6192 E Quitman St, Bay Saint Louis, MS, 39520

3 Bed
2 Bath
1041 sft

905 Laura St, Long Beach, MS, 39560

Nearby investment properties with comparable prices

- Bed
- Bath
780 sft

12505 Acy Ladner Rd, Pass Christian, MS, 39571

1 Bed
1 Bath
899 sft

108 Mable St, Picayune, MS, 39466

- Bed
1 Bath
474 sft

229 Lakeside Villa, Diamondhead, MS, 39525

Motivated Seller+ 1 more

3 Bed
2 Bath
2170 sft

4120 Orchid St, Kiln, MS, 39556

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

Explore more listings using simple english

Investment Highlights

Rental property for sale in Bay Saint Louis at 6082 W Clay St, Bay Saint Louis, MS, 39520 offers $939/mo rent that, after a $609/mo payment, leaves $165/mo cash flow. Total monthly income is $939/mo, and annual cash flow is $1,983/yr on $41,272 cash. Return on cash invested measures 24.71% in year one, and rental yield stands at 9.05% at a $124,500 entry. Equity gained on principal adds $803/yr while 5% annual appreciation compounds into $34,397 by year five. Five-year ROI records 128.76% and total cumulative return in cash reaches $53,140. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $939/mo property income versus a $609/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 2010

5,227 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 39520, Bay Saint Louis, MS area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	8,122 (100%)
Owner Occupied HU	4,375 (53.9%)
Renter Occupied HU	2,157 (26.6%)
Vacant Housing Units	1,590 (19.6%)
Median Home Value	$228,185
Average Home Value	$286,488