608 E 12th StBentonKY42025
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 608 E 12th St, Benton, KY, 42025 in Benton. At $187,475 it earns $1,436/mo in rent and distributes $295/mo to the owner after the $843/mo payment, a consistent 9.19% yield. DSCR 1.70 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $51,796 in value; $1,727/yr in principal paydown compounds ownership stake. Total projected return: $90,002.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 7.2% |
| Monthly Cash Flow | $295 | $450 |
City averages based on Benton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,436 |
| Total Monthly Debt Service | $1,066 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1957
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42025, Benton, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,947 (100%) |
| Owner Occupied HU | 6,773 (68.1%) |
| Renter Occupied HU | 1,678 (16.9%) |
| Vacant Housing Units | 1,496 (15.0%) |
| Median Home Value | $241,724 |
| Average Home Value | $259,866 |
Housing Distribution
Address Breakdown
Residential
9,045
Single Family
8,845
Multi-Family
200
Businesses
669
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1957
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42025, Benton, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,947 (100%) |
| Owner Occupied HU | 6,773 (68.1%) |
| Renter Occupied HU | 1,678 (16.9%) |
| Vacant Housing Units | 1,496 (15.0%) |
| Median Home Value | $241,724 |
| Average Home Value | $259,866 |
Housing Distribution
Address Breakdown
Residential
9,045
Single Family
8,845
Multi-Family
200
Businesses
669
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Amy Brock • Keller Williams Experience Realty Paducah Branch
Mls Name: WKRMLS
Mls ID: #131639
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.