606 McIntire Rd, Charlottesville, VA, 22902 | $142/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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606 McIntire Rd, Charlottesville, VA, 22902 | $142/mo Cash Flow | Ziffy

Recently Sold

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Charlottesville at 606 McIntire Rd, Charlottesville, VA, 22902 offers a 7.71% rental yield on a $375,000 purchase with $2,408/mo rent. Total monthly income registers $2,408/mo, and a $1,835/mo payment leaves $142/mo available for distribution. Annual cash flow reaches $1,705/yr on $124,313 to close, and return on cash invested stands at 21.28% in year one. Equity gained on principal adds $2,420/yr while 5% annual appreciation supports $103,606 over five years. Portfolio math shows five-year ROI at 110.04% and total cumulative return in cash at $136,791. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,408/mo property income against a $1,835/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1948

7,840 sqft lot

$N/A/sqft

No HOA

More details about the property

This 1940s North Downtown cottage offers city living with rare garden tranquility. Elevated from the road and nestled among mature plantings, it feels private and peacefulyet its just a 10-minute walk to the Downtown Malls shops, restaurants, and entertainment. Inside, original hardwood floors and moldings meet a beautifully remodeled kitchen, a comprehensively renovated bath, and a sunlit dining addition overlooking the backyard. Freshly painted and move-in ready, the home features great natural light, built-ins, and a walkout basement ideal for storage, tools, or projects. The fenced yard is a four-season sanctuary with blooming perennials, peach trees, a raised bed, and a cool greenhouseperfect for quiet mornings or lively evenings on the deck. A peaceful retreat with community connection, this home has been a true sanctuaryand now its ready for its next chapter. SO MANY updates: Windows (2015), Fencing (2017), Furnace/Fridge (2019), Roof/Gutters/Gutter Guards (2021), Water Heater/All new Plumbing (2022), Chimney Liner/Cap (2023).

Neighborhood Data

Neighborhood data shown for ZIP Code: 22902, Charlottesville, VA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	10,851 (100%)
Owner Occupied HU	5,576 (51.4%)
Renter Occupied HU	4,480 (41.3%)
Vacant Housing Units	795 ( 7.3%)
Median Home Value	$451,661
Average Home Value	$580,194