603 W Hicks StUpper SanduskyOH43351
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable and efficiently structured, 603 W Hicks St, Upper Sandusky, OH, 43351 in Upper Sandusky is a conservative rental investment at $119,000. Rental yield 7.14%. A 1.32 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $32,878; $1,096/yr in principal paydown supplements. Total projected return: $40,529.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 6.2% |
| Monthly Cash Flow | $(75) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $708 |
| Total Monthly Debt Service | $735 |
| DSCR Ratio | 0.96x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43351, Upper Sandusky, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,563 (100%) |
| Owner Occupied HU | 2,951 (64.7%) |
| Renter Occupied HU | 1,271 (27.9%) |
| Vacant Housing Units | 341 ( 7.5%) |
| Median Home Value | $196,456 |
| Average Home Value | $243,905 |
Housing Distribution
Address Breakdown
Residential
4,458
Single Family
4,161
Multi-Family
297
Businesses
453
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43351, Upper Sandusky, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,563 (100%) |
| Owner Occupied HU | 2,951 (64.7%) |
| Renter Occupied HU | 1,271 (27.9%) |
| Vacant Housing Units | 341 ( 7.5%) |
| Median Home Value | $196,456 |
| Average Home Value | $243,905 |
Housing Distribution
Address Breakdown
Residential
4,458
Single Family
4,161
Multi-Family
297
Businesses
453
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices