603 Southwood CvBrandonFL33511
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 603 Southwood Cv, Brandon, FL, 33511 in Brandon is narrow, $170/mo net on $2,376/mo rent after the $1,413/mo debt service, but the property operates at break-even-plus, not a loss. At $314,300 with a 9.07% yield, the long-run equity case via 5% appreciation ($86,835 over five years) and $2,895/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.68 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $131,300.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.0% |
| Monthly Cash Flow | $170 | $800 |
City averages based on Brandon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,376 |
| Total Monthly Debt Service | $2,081 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
9,073 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33511, Brandon, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,498 (100%) |
| Owner Occupied HU | 12,789 (52.2%) |
| Renter Occupied HU | 10,426 (42.6%) |
| Vacant Housing Units | 1,283 ( 5.2%) |
| Median Home Value | $409,805 |
| Average Home Value | $463,243 |
Housing Distribution
Address Breakdown
Residential
22,847
Single Family
16,018
Multi-Family
6,829
Businesses
1,997
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
9,073 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33511, Brandon, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,498 (100%) |
| Owner Occupied HU | 12,789 (52.2%) |
| Renter Occupied HU | 10,426 (42.6%) |
| Vacant Housing Units | 1,283 ( 5.2%) |
| Median Home Value | $409,805 |
| Average Home Value | $463,243 |
Housing Distribution
Address Breakdown
Residential
22,847
Single Family
16,018
Multi-Family
6,829
Businesses
1,997
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices