602 2nd StTowandaPA18848
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 602 2nd St, Towanda, PA, 18848 in Towanda speaks for itself: 30.18% gross on a $119,900 price, generating $3,016/mo in rent and $2,230/mo in net income after the $539/mo debt service. DSCR 5.60, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $26,759 stacks alongside $33,126 in projected five-year appreciation and $1,104/yr in principal reduction. Projected total cumulative return: $189,240.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 30.2% | 6.2% |
| Monthly Cash Flow | $2,230 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,016 |
| Total Monthly Debt Service | $738 |
| DSCR Ratio | 4.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1876
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18848, Towanda, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,355 (100%) |
| Owner Occupied HU | 2,544 (58.4%) |
| Renter Occupied HU | 1,141 (26.2%) |
| Vacant Housing Units | 670 (15.4%) |
| Median Home Value | $203,239 |
| Average Home Value | $234,457 |
Housing Distribution
Address Breakdown
Residential
3,914
Single Family
3,655
Multi-Family
259
Businesses
361
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1876
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18848, Towanda, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,355 (100%) |
| Owner Occupied HU | 2,544 (58.4%) |
| Renter Occupied HU | 1,141 (26.2%) |
| Vacant Housing Units | 670 (15.4%) |
| Median Home Value | $203,239 |
| Average Home Value | $234,457 |
Housing Distribution
Address Breakdown
Residential
3,914
Single Family
3,655
Multi-Family
259
Businesses
361
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices