601-603 E Monroe StLittle FallsNY13365
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 601-603 E Monroe St, Little Falls, NY, 13365 in Little Falls: $1,286/mo in rent, $344/mo in net income, 10.94% gross yield, 2.03 DSCR, all at $141,100. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $38,983 in appreciation and $1,300/yr in principal paydown projects total cumulative return of $75,998.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 6.2% |
| Monthly Cash Flow | $344 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,286 |
| Total Monthly Debt Service | $886 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1930
4,138 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13365, Little Falls, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,311 (100%) |
| Owner Occupied HU | 2,402 (55.7%) |
| Renter Occupied HU | 1,089 (25.3%) |
| Vacant Housing Units | 820 (19.0%) |
| Median Home Value | $155,128 |
| Average Home Value | $209,972 |
Housing Distribution
Address Breakdown
Residential
3,616
Single Family
3,380
Multi-Family
236
Businesses
227
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1930
4,138 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13365, Little Falls, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,311 (100%) |
| Owner Occupied HU | 2,402 (55.7%) |
| Renter Occupied HU | 1,089 (25.3%) |
| Vacant Housing Units | 820 (19.0%) |
| Median Home Value | $155,128 |
| Average Home Value | $209,972 |
Housing Distribution
Address Breakdown
Residential
3,616
Single Family
3,380
Multi-Family
236
Businesses
227
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A