6000 Shepherd Mountain Cv UNIT 109AustinTX78730
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable and efficiently structured, 6000 Shepherd Mountain Cv UNIT 109, Austin, TX, 78730 in Austin is a conservative rental investment at $270,000. Rental yield 7.09%. A 1.31 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $74,596; $2,487/yr in principal paydown supplements. Total projected return: $66,557.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 4.5% |
| Monthly Cash Flow | $(592) | $1,850 |
City averages based on Austin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,595 |
| Total Monthly Debt Service | $2,080 |
| DSCR Ratio | 0.77x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1992
5,967 sqft lot
$N/A/sqft
$267 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78730, Austin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,943 (100%) |
| Owner Occupied HU | 2,493 (63.2%) |
| Renter Occupied HU | 1,107 (28.1%) |
| Vacant Housing Units | 343 ( 8.7%) |
| Median Home Value | $1,113,662 |
| Average Home Value | $1,213,813 |
Housing Distribution
Address Breakdown
Residential
4,276
Single Family
2,799
Multi-Family
1,477
Businesses
303
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1992
5,967 sqft lot
$N/A/sqft
$267 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78730, Austin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,943 (100%) |
| Owner Occupied HU | 2,493 (63.2%) |
| Renter Occupied HU | 1,107 (28.1%) |
| Vacant Housing Units | 343 ( 8.7%) |
| Median Home Value | $1,113,662 |
| Average Home Value | $1,213,813 |
Housing Distribution
Address Breakdown
Residential
4,276
Single Family
2,799
Multi-Family
1,477
Businesses
303
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices