600 N Colfax StLa HabraCA90631
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 600 N Colfax St, La Habra, CA, 90631 in La Habra earns a 8.76% gross yield at $998,888. Rent of $7,292/mo nets $1,113/mo after the $4,492/mo mortgage. The 1.62 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $275,974 and $9,200/yr in equity accumulation project a total cumulative return of $450,325.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 6.0% |
| Monthly Cash Flow | $1,113 | $250 |
City averages based on La Habra market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,292 |
| Total Monthly Debt Service | $5,782 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1955
7,194 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90631, La Habra, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,069 (100%) |
| Owner Occupied HU | 13,492 (58.5%) |
| Renter Occupied HU | 8,941 (38.8%) |
| Vacant Housing Units | 636 ( 2.8%) |
| Median Home Value | $864,341 |
| Average Home Value | $953,190 |
Housing Distribution
Address Breakdown
Residential
22,861
Single Family
17,748
Multi-Family
5,113
Businesses
1,978
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1955
7,194 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90631, La Habra, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,069 (100%) |
| Owner Occupied HU | 13,492 (58.5%) |
| Renter Occupied HU | 8,941 (38.8%) |
| Vacant Housing Units | 636 ( 2.8%) |
| Median Home Value | $864,341 |
| Average Home Value | $953,190 |
Housing Distribution
Address Breakdown
Residential
22,861
Single Family
17,748
Multi-Family
5,113
Businesses
1,978
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices