60 E 4th StTres PinosCA95075
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 60 E 4th St, Tres Pinos, CA, 95075 in Tres Pinos hard to pass up. The 35.77% gross yield on a $180,000 purchase results in $5,365/mo in rent and $3,671/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (6.63). Annual cash flow of $44,049, five-year appreciation of $49,731, and $1,658/yr in equity build-up combine for a projected total cumulative return of $307,015.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 35.8% | 5.2% |
| Monthly Cash Flow | $3,671 | $250 |
City averages based on Tres Pinos market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,365 |
| Total Monthly Debt Service | $1,623 |
| DSCR Ratio | 3.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95075, Tres Pinos, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 163 (100%) |
| Owner Occupied HU | 120 (73.6%) |
| Renter Occupied HU | 37 (22.7%) |
| Vacant Housing Units | 6 ( 3.7%) |
| Median Home Value | $1,108,108 |
| Average Home Value | $1,226,667 |
Housing Distribution
Address Breakdown
Residential
13
Single Family
13
Multi-Family
0
Businesses
48
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95075, Tres Pinos, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 163 (100%) |
| Owner Occupied HU | 120 (73.6%) |
| Renter Occupied HU | 37 (22.7%) |
| Vacant Housing Units | 6 ( 3.7%) |
| Median Home Value | $1,108,108 |
| Average Home Value | $1,226,667 |
Housing Distribution
Address Breakdown
Residential
13
Single Family
13
Multi-Family
0
Businesses
48
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices