60 Azalea DrRoystonGA30662
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 60 Azalea Dr, Royston, GA, 30662 in Royston fits: $559,900, 4.61% gross yield, and a projected 5% annual appreciation rate adding $154,690 in value within five years. Rental yield 4.61%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.85) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $5,157/yr in principal paydown and $154,690 in appreciation project a total return of $131,225.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.6% | 7.0% |
| Monthly Cash Flow | $(1,256) | $300 |
City averages based on Royston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,152 |
| Total Monthly Debt Service | $3,185 |
| DSCR Ratio | 0.68x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1960
3.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30662, Royston, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,960 (100%) |
| Owner Occupied HU | 2,426 (61.3%) |
| Renter Occupied HU | 1,077 (27.2%) |
| Vacant Housing Units | 457 (11.5%) |
| Median Home Value | $208,396 |
| Average Home Value | $247,736 |
Housing Distribution
Address Breakdown
Residential
3,760
Single Family
3,581
Multi-Family
179
Businesses
303
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1960
3.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30662, Royston, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,960 (100%) |
| Owner Occupied HU | 2,426 (61.3%) |
| Renter Occupied HU | 1,077 (27.2%) |
| Vacant Housing Units | 457 (11.5%) |
| Median Home Value | $208,396 |
| Average Home Value | $247,736 |
Housing Distribution
Address Breakdown
Residential
3,760
Single Family
3,581
Multi-Family
179
Businesses
303
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices