6 Valhank DriveUlster ParkNY12487
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow6 Valhank Drive, Ulster Park, NY, 12487 in Ulster Park earns its strong cash-flow label: 28.43% yield, $13,622/mo rent, $9,783/mo net income, DSCR 5.27. The $575,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $158,862 by year five. Combined with $5,296/yr in principal paydown, total projected return reaches $848,731.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 28.4% | 6.2% |
| Monthly Cash Flow | $9,783 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $13,622 |
| Total Monthly Debt Service | $3,611 |
| DSCR Ratio | 3.77x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
2.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12487, Ulster Park, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,551 (100%) |
| Owner Occupied HU | 934 (60.2%) |
| Renter Occupied HU | 447 (28.8%) |
| Vacant Housing Units | 170 (11.0%) |
| Median Home Value | $452,030 |
| Average Home Value | $483,892 |
Housing Distribution
Address Breakdown
Residential
1,204
Single Family
1,139
Multi-Family
65
Businesses
44
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
2.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12487, Ulster Park, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,551 (100%) |
| Owner Occupied HU | 934 (60.2%) |
| Renter Occupied HU | 447 (28.8%) |
| Vacant Housing Units | 170 (11.0%) |
| Median Home Value | $452,030 |
| Average Home Value | $483,892 |
Housing Distribution
Address Breakdown
Residential
1,204
Single Family
1,139
Multi-Family
65
Businesses
44
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices