6 Pine StNorthfieldMA01360
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow6 Pine St, Northfield, MA, 01360 in Northfield is a top-tier cash-flow asset. At $399,000 it produces $3,649/mo in rent and $1,128/mo in net monthly income, a 10.98% gross rental yield. The DSCR of 2.03 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $13,541. Five-year appreciation adds $110,236, driving a total cumulative return of $224,177.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 7.5% |
| Monthly Cash Flow | $1,128 | $750 |
City averages based on Northfield market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,649 |
| Total Monthly Debt Service | $2,362 |
| DSCR Ratio | 1.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1845
0.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01360, Northfield, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,419 (100%) |
| Owner Occupied HU | 998 (70.3%) |
| Renter Occupied HU | 237 (16.7%) |
| Vacant Housing Units | 184 (13.0%) |
| Median Home Value | $402,913 |
| Average Home Value | $448,610 |
Housing Distribution
Address Breakdown
Residential
1,265
Single Family
1,241
Multi-Family
24
Businesses
80
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1845
0.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01360, Northfield, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,419 (100%) |
| Owner Occupied HU | 998 (70.3%) |
| Renter Occupied HU | 237 (16.7%) |
| Vacant Housing Units | 184 (13.0%) |
| Median Home Value | $402,913 |
| Average Home Value | $448,610 |
Housing Distribution
Address Breakdown
Residential
1,265
Single Family
1,241
Multi-Family
24
Businesses
80
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices