6 Keller StCubaNY14727
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Cuba rentals match the income profile of 6 Keller St, Cuba, NY, 14727. Listed at $109,000, gross rent is $1,620/mo and net cash flow is $892/mo, a 17.83% yield well above national averages. DSCR 3.31 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $30,115 by year five with $1,004/yr in annual principal reduction, projecting $98,997 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 17.8% | 6.2% |
| Monthly Cash Flow | $892 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,620 |
| Total Monthly Debt Service | $685 |
| DSCR Ratio | 2.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14727, Cuba, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,083 (100%) |
| Owner Occupied HU | 1,733 (56.2%) |
| Renter Occupied HU | 461 (15.0%) |
| Vacant Housing Units | 889 (28.8%) |
| Median Home Value | $122,331 |
| Average Home Value | $186,803 |
Housing Distribution
Address Breakdown
Residential
2,271
Single Family
2,207
Multi-Family
64
Businesses
160
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14727, Cuba, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,083 (100%) |
| Owner Occupied HU | 1,733 (56.2%) |
| Renter Occupied HU | 461 (15.0%) |
| Vacant Housing Units | 889 (28.8%) |
| Median Home Value | $122,331 |
| Average Home Value | $186,803 |
Housing Distribution
Address Breakdown
Residential
2,271
Single Family
2,207
Multi-Family
64
Businesses
160
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices