6 Hilton CtGaithersburgMD20882
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 6 Hilton Ct, Gaithersburg, MD, 20882 in Gaithersburg. Rental yield 6.29%. The 1.17 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $225,169 and $7,506/yr in principal reduction project total return of $257,953.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.3% | 5.1% |
| Monthly Cash Flow | $(796) | $1,850 |
City averages based on Gaithersburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,273 |
| Total Monthly Debt Service | $4,745 |
| DSCR Ratio | 0.90x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1981
2.22 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20882, Gaithersburg, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,665 (100%) |
| Owner Occupied HU | 4,358 (93.4%) |
| Renter Occupied HU | 206 ( 4.4%) |
| Vacant Housing Units | 101 ( 2.2%) |
| Median Home Value | $793,019 |
| Average Home Value | $825,176 |
Housing Distribution
Address Breakdown
Residential
4,712
Single Family
4,712
Multi-Family
0
Businesses
154
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1981
2.22 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20882, Gaithersburg, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,665 (100%) |
| Owner Occupied HU | 4,358 (93.4%) |
| Renter Occupied HU | 206 ( 4.4%) |
| Vacant Housing Units | 101 ( 2.2%) |
| Median Home Value | $793,019 |
| Average Home Value | $825,176 |
Housing Distribution
Address Breakdown
Residential
4,712
Single Family
4,712
Multi-Family
0
Businesses
154
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jacob Foreman • Long & Foster Real Estate, Inc.
Mls Name: Bright MLS
Mls ID: #MDMC2180248