6 Gardner StWhitesboroNY13492








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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Whitesboro at 6 Gardner St, Whitesboro, NY, 13492 with 5% annual appreciation on a $120,000 basis while $1,374/mo rent supports operations. Total monthly income totals $1,374/mo and a $587/mo payment preserves $573/mo for cash returns. Annual cash flow comes to $6,876/yr on $39,780 deployed, and return on cash invested reaches 37.19% in year one. Equity gained on principal adds $774/yr, and five-year appreciation sums $33,154 alongside rental yield of 13.74%. Five-year ROI measures 196.16% and total cumulative return in cash totals $78,031.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,374/mo property income versus a $587/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Multi Family
Built in 1897
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13492, Whitesboro, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,206 (100%) |
| Owner Occupied HU | 3,737 (71.8%) |
| Renter Occupied HU | 1,177 (22.6%) |
| Vacant Housing Units | 292 ( 5.6%) |
| Median Home Value | $231,613 |
| Average Home Value | $269,076 |
Housing Distribution
Address Breakdown
Residential
5,094
Single Family
4,824
Multi-Family
270
Businesses
251
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Listed by: Lori DiNardo-Emmerich • Coldwell Banker Faith Properties
Mls Name: NYSAMLSs
Mls ID: #S1616864








