6 Bay Haven DrDeer IsleME04627
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 6 Bay Haven Dr, Deer Isle, ME, 04627 in Deer Isle. Priced at $161,300, it generates $2,279/mo in gross rent and $1,261/mo in net monthly cash flow, a 16.95% yield that comfortably supports the 3.14 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $15,130. Five-year appreciation: $44,564. Equity from principal paydown: $1,486/yr. Total projected cumulative return: $142,439.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17% | 7.0% |
| Monthly Cash Flow | $1,261 | $550 |
City averages based on Deer Isle market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,279 |
| Total Monthly Debt Service | $954 |
| DSCR Ratio | 2.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1995
2.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04627, Deer Isle, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,612 (100%) |
| Owner Occupied HU | 698 (43.3%) |
| Renter Occupied HU | 147 ( 9.1%) |
| Vacant Housing Units | 767 (47.6%) |
| Median Home Value | $416,901 |
| Average Home Value | $508,073 |
Housing Distribution
Address Breakdown
Residential
676
Single Family
652
Multi-Family
24
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1995
2.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04627, Deer Isle, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,612 (100%) |
| Owner Occupied HU | 698 (43.3%) |
| Renter Occupied HU | 147 ( 9.1%) |
| Vacant Housing Units | 767 (47.6%) |
| Median Home Value | $416,901 |
| Average Home Value | $508,073 |
Housing Distribution
Address Breakdown
Residential
676
Single Family
652
Multi-Family
24
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices