5N540 Guild LnWayneIL60184
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 5N540 Guild Ln, Wayne, IL, 60184 in Wayne speaks for itself: 19.23% gross on a $599,000 price, generating $9,600/mo in rent and $5,445/mo in net income after the $2,693/mo debt service. DSCR 3.56, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $65,343 stacks alongside $165,493 in projected five-year appreciation and $5,517/yr in principal reduction. Projected total cumulative return: $579,556.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 19.2% | 6.0% |
| Monthly Cash Flow | $5,445 | $1,200 |
City averages based on Wayne market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $9,600 |
| Total Monthly Debt Service | $3,916 |
| DSCR Ratio | 2.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
0.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60184, Wayne, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 890 (100%) |
| Owner Occupied HU | 792 (89.0%) |
| Renter Occupied HU | 48 ( 5.4%) |
| Vacant Housing Units | 50 ( 5.6%) |
| Median Home Value | $602,891 |
| Average Home Value | $674,618 |
Housing Distribution
Address Breakdown
Residential
745
Single Family
745
Multi-Family
0
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
0.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60184, Wayne, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 890 (100%) |
| Owner Occupied HU | 792 (89.0%) |
| Renter Occupied HU | 48 ( 5.4%) |
| Vacant Housing Units | 50 ( 5.6%) |
| Median Home Value | $602,891 |
| Average Home Value | $674,618 |
Housing Distribution
Address Breakdown
Residential
745
Single Family
745
Multi-Family
0
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices