5987 Puka StKapaaHI96746
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 5987 Puka St, Kapaa, HI, 96746 in Kapaa: $6,491/mo in rent, $2,852/mo net, 12.19% gross yield, all on a $639,000 acquisition. The 2.26 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $176,544 in value, and $5,885/yr in principal paydown steadily builds equity. Projected total cumulative return: $424,487.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.2% | 6.0% |
| Monthly Cash Flow | $2,852 | $300 |
City averages based on Kapaa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,491 |
| Total Monthly Debt Service | $3,385 |
| DSCR Ratio | 1.92x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
7,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96746, Kapaa, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,360 (100%) |
| Owner Occupied HU | 4,490 (53.7%) |
| Renter Occupied HU | 2,730 (32.7%) |
| Vacant Housing Units | 1,140 (13.6%) |
| Median Home Value | $859,137 |
| Average Home Value | $913,057 |
Housing Distribution
Address Breakdown
Residential
6,038
Single Family
5,927
Multi-Family
111
Businesses
566
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
7,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96746, Kapaa, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,360 (100%) |
| Owner Occupied HU | 4,490 (53.7%) |
| Renter Occupied HU | 2,730 (32.7%) |
| Vacant Housing Units | 1,140 (13.6%) |
| Median Home Value | $859,137 |
| Average Home Value | $913,057 |
Housing Distribution
Address Breakdown
Residential
6,038
Single Family
5,927
Multi-Family
111
Businesses
566
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Julie A. Black • Kauai Dreams Realty
Mls Name: Hawaii Information Service
Mls Provider:
Mls ID: #720692
Disclaimer: Copyright 2025 MLS Hawaii, Inc. All rights reserved. IDX information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. Listing Information presented by local MLS brokerage: Zillow, Inc., local broker - Joel Backman - (808) 437-8500. [Click here for more information](/mls-disclaimers/#726)