5956 Dolomite DrEl DoradoCA95623
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow5956 Dolomite Dr, El Dorado, CA, 95623 in El Dorado earns its strong cash-flow label: 12.99% yield, $8,106/mo rent, $3,464/mo net income, DSCR 2.41. The $749,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $206,935 by year five. Combined with $6,898/yr in principal paydown, total projected return reaches $506,988.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13% | 6.0% |
| Monthly Cash Flow | $3,464 | $300 |
City averages based on El Dorado market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,106 |
| Total Monthly Debt Service | $4,344 |
| DSCR Ratio | 1.87x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1985
3.04 Acres lot
$N/A/sqft
$100 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95623, El Dorado, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,228 (100%) |
| Owner Occupied HU | 1,730 (77.6%) |
| Renter Occupied HU | 350 (15.7%) |
| Vacant Housing Units | 148 ( 6.6%) |
| Median Home Value | $574,138 |
| Average Home Value | $723,211 |
Housing Distribution
Address Breakdown
Residential
1,662
Single Family
1,654
Multi-Family
8
Businesses
132
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1985
3.04 Acres lot
$N/A/sqft
$100 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95623, El Dorado, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,228 (100%) |
| Owner Occupied HU | 1,730 (77.6%) |
| Renter Occupied HU | 350 (15.7%) |
| Vacant Housing Units | 148 ( 6.6%) |
| Median Home Value | $574,138 |
| Average Home Value | $723,211 |
Housing Distribution
Address Breakdown
Residential
1,662
Single Family
1,654
Multi-Family
8
Businesses
132
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices