5941 Main Ave APT EOrangevaleCA95662
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow5941 Main Ave APT E, Orangevale, CA, 95662 in Orangevale is a top-tier cash-flow asset. At $275,000 it produces $2,773/mo in rent and $635/mo in net monthly income, a 12.1% gross rental yield. The DSCR of 2.24 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $7,624. Five-year appreciation adds $75,977, driving a total cumulative return of $147,063.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.1% | 6.0% |
| Monthly Cash Flow | $635 | $1,500 |
City averages based on Orangevale market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,773 |
| Total Monthly Debt Service | $2,028 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1982
1,350 sqft lot
$N/A/sqft
$430 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95662, Orangevale, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,595 (100%) |
| Owner Occupied HU | 9,021 (71.6%) |
| Renter Occupied HU | 3,158 (25.1%) |
| Vacant Housing Units | 416 ( 3.3%) |
| Median Home Value | $612,637 |
| Average Home Value | $648,502 |
Housing Distribution
Address Breakdown
Residential
12,552
Single Family
11,926
Multi-Family
626
Businesses
841
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1982
1,350 sqft lot
$N/A/sqft
$430 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95662, Orangevale, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,595 (100%) |
| Owner Occupied HU | 9,021 (71.6%) |
| Renter Occupied HU | 3,158 (25.1%) |
| Vacant Housing Units | 416 ( 3.3%) |
| Median Home Value | $612,637 |
| Average Home Value | $648,502 |
Housing Distribution
Address Breakdown
Residential
12,552
Single Family
11,926
Multi-Family
626
Businesses
841
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Nathan Adams • Empower Property Solutions
Mls Name: MetroList Services of CA
Mls ID: #225060709