5937 Del Oro RdGranite BayCA95746
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 5937 Del Oro Rd, Granite Bay, CA, 95746 in Granite Bay is a conservative rental investment at $1,065,000. Rental yield 6.12%. A 1.13 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $294,240; $9,809/yr in principal paydown supplements. Total projected return: $325,418.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.1% | 5.0% |
| Monthly Cash Flow | $(1,224) | $300 |
City averages based on Granite Bay market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,434 |
| Total Monthly Debt Service | $6,234 |
| DSCR Ratio | 0.87x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
1.00 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95746, Granite Bay, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,404 (100%) |
| Owner Occupied HU | 7,188 (85.5%) |
| Renter Occupied HU | 884 (10.5%) |
| Vacant Housing Units | 332 ( 4.0%) |
| Median Home Value | $1,008,308 |
| Average Home Value | $1,138,256 |
Housing Distribution
Address Breakdown
Residential
8,175
Single Family
8,096
Multi-Family
79
Businesses
771
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
1.00 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95746, Granite Bay, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,404 (100%) |
| Owner Occupied HU | 7,188 (85.5%) |
| Renter Occupied HU | 884 (10.5%) |
| Vacant Housing Units | 332 ( 4.0%) |
| Median Home Value | $1,008,308 |
| Average Home Value | $1,138,256 |
Housing Distribution
Address Breakdown
Residential
8,175
Single Family
8,096
Multi-Family
79
Businesses
771
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kerry Carissimi • Nick Sadek Sotheby's International Realty
Mls Name: MetroList Services of CA
Mls ID: #225063623