5936 Chestnut StPhiladelphiaPA19139
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Philadelphia rentals match the income profile of 5936 Chestnut St, Philadelphia, PA, 19139. Listed at $175,000, gross rent is $3,415/mo and net cash flow is $2,268/mo, a 23.42% yield well above national averages. DSCR 4.34 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $48,349 by year five with $1,612/yr in annual principal reduction, projecting $212,601 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 23.4% | 5.8% |
| Monthly Cash Flow | $2,268 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,415 |
| Total Monthly Debt Service | $1,077 |
| DSCR Ratio | 3.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1925
1,347 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19139, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,594 (100%) |
| Owner Occupied HU | 6,791 (31.4%) |
| Renter Occupied HU | 11,523 (53.4%) |
| Vacant Housing Units | 3,280 (15.2%) |
| Median Home Value | $141,336 |
| Average Home Value | $236,230 |
Housing Distribution
Address Breakdown
Residential
18,948
Single Family
15,351
Multi-Family
3,597
Businesses
1,164
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1925
1,347 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19139, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,594 (100%) |
| Owner Occupied HU | 6,791 (31.4%) |
| Renter Occupied HU | 11,523 (53.4%) |
| Vacant Housing Units | 3,280 (15.2%) |
| Median Home Value | $141,336 |
| Average Home Value | $236,230 |
Housing Distribution
Address Breakdown
Residential
18,948
Single Family
15,351
Multi-Family
3,597
Businesses
1,164
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices