5930 Solomons Island RdHuntingtownMD20639
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis is a cash-flow-light asset: 5930 Solomons Island Rd, Huntingtown, MD, 20639 in Huntingtown, $524,900, 7.84% gross yield, $164/mo net income. Consider it a market-entry position, the $3,428/mo rent covers the $2,360/mo payment with a margin, and 5%/yr appreciation is projected to add $145,020 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.45) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $209,659.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 5.8% |
| Monthly Cash Flow | $164 | $850 |
City averages based on Huntingtown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,428 |
| Total Monthly Debt Service | $3,056 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
1.03 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20639, Huntingtown, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,520 (100%) |
| Owner Occupied HU | 4,890 (88.6%) |
| Renter Occupied HU | 386 ( 7.0%) |
| Vacant Housing Units | 244 ( 4.4%) |
| Median Home Value | $556,011 |
| Average Home Value | $577,138 |
Housing Distribution
Address Breakdown
Residential
5,177
Single Family
5,177
Multi-Family
0
Businesses
210
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
1.03 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20639, Huntingtown, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,520 (100%) |
| Owner Occupied HU | 4,890 (88.6%) |
| Renter Occupied HU | 386 ( 7.0%) |
| Vacant Housing Units | 244 ( 4.4%) |
| Median Home Value | $556,011 |
| Average Home Value | $577,138 |
Housing Distribution
Address Breakdown
Residential
5,177
Single Family
5,177
Multi-Family
0
Businesses
210
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: William Sammons • Home Towne Real Estate
Mls Name: Bright MLS
Mls ID: #MDCA2023118