5928 Ridgeway DrWoodridgeIL60517
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow5928 Ridgeway Dr, Woodridge, IL, 60517 in Woodridge is a top-tier cash-flow asset. At $459,700 it produces $4,728/mo in rent and $1,539/mo in net monthly income, a 12.34% gross rental yield. The DSCR of 2.29 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $18,473. Five-year appreciation adds $127,007, driving a total cumulative return of $274,889.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.3% | 6.5% |
| Monthly Cash Flow | $1,539 | $1,500 |
City averages based on Woodridge market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,728 |
| Total Monthly Debt Service | $3,006 |
| DSCR Ratio | 1.57x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1969
8,385 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60517, Woodridge, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,533 (100%) |
| Owner Occupied HU | 8,718 (64.4%) |
| Renter Occupied HU | 4,257 (31.5%) |
| Vacant Housing Units | 558 ( 4.1%) |
| Median Home Value | $362,594 |
| Average Home Value | $399,063 |
Housing Distribution
Address Breakdown
Residential
13,541
Single Family
8,263
Multi-Family
5,278
Businesses
850
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1969
8,385 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60517, Woodridge, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,533 (100%) |
| Owner Occupied HU | 8,718 (64.4%) |
| Renter Occupied HU | 4,257 (31.5%) |
| Vacant Housing Units | 558 ( 4.1%) |
| Median Home Value | $362,594 |
| Average Home Value | $399,063 |
Housing Distribution
Address Breakdown
Residential
13,541
Single Family
8,263
Multi-Family
5,278
Businesses
850
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices