5919 Cienna CoveSan AntonioTX78222
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 5919 Cienna Cove, San Antonio, TX, 78222 in San Antonio. Priced at $319,990, it generates $3,946/mo in gross rent and $1,641/mo in net monthly cash flow, a 14.8% yield that comfortably supports the 2.74 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $19,691. Five-year appreciation: $88,407. Equity from principal paydown: $2,947/yr. Total projected cumulative return: $228,376.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.8% | 5.8% |
| Monthly Cash Flow | $1,641 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,946 |
| Total Monthly Debt Service | $2,177 |
| DSCR Ratio | 1.81x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
6,969 sqft lot
$N/A/sqft
$350 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78222, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,456 (100%) |
| Owner Occupied HU | 6,594 (69.7%) |
| Renter Occupied HU | 2,278 (24.1%) |
| Vacant Housing Units | 584 ( 6.2%) |
| Median Home Value | $240,405 |
| Average Home Value | $264,732 |
Housing Distribution
Address Breakdown
Residential
10,045
Single Family
8,655
Multi-Family
1,390
Businesses
388
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
6,969 sqft lot
$N/A/sqft
$350 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78222, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,456 (100%) |
| Owner Occupied HU | 6,594 (69.7%) |
| Renter Occupied HU | 2,278 (24.1%) |
| Vacant Housing Units | 584 ( 6.2%) |
| Median Home Value | $240,405 |
| Average Home Value | $264,732 |
Housing Distribution
Address Breakdown
Residential
10,045
Single Family
8,655
Multi-Family
1,390
Businesses
388
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices