5915 Bunnell Crossing RdHardyvilleKY42746
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThis Hardyville rental at 5915 Bunnell Crossing Rd, Hardyville, KY, 42746 sits in the solid-income band: 10.1% gross yield, $1,262/mo rent, $349/mo net after the $674/mo debt service, DSCR 1.87. Entry price of $150,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $41,442 and $1,382/yr in principal reduction bring total cumulative return to $79,340.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 6.0% |
| Monthly Cash Flow | $349 | $450 |
City averages based on Hardyville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,262 |
| Total Monthly Debt Service | $853 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
0.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42746, Hardyville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 815 (100%) |
| Owner Occupied HU | 594 (72.9%) |
| Renter Occupied HU | 144 (17.7%) |
| Vacant Housing Units | 77 ( 9.4%) |
| Median Home Value | $149,306 |
| Average Home Value | $167,584 |
Housing Distribution
Address Breakdown
Residential
810
Single Family
810
Multi-Family
0
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
0.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42746, Hardyville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 815 (100%) |
| Owner Occupied HU | 594 (72.9%) |
| Renter Occupied HU | 144 (17.7%) |
| Vacant Housing Units | 77 ( 9.4%) |
| Median Home Value | $149,306 |
| Average Home Value | $167,584 |
Housing Distribution
Address Breakdown
Residential
810
Single Family
810
Multi-Family
0
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Paul Thomas • MOSSY OAK PROPERTIES HART REALTY
Mls Name: HKMLS
Mls Provider:
Mls ID: #HK25002962
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.