5910 Lyon StCummingGA30028
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 5910 Lyon St, Cumming, GA, 30028 in Cumming speaks for itself: 11.94% gross on a $417,500 price, generating $4,153/mo in rent and $1,507/mo in net income after the $1,877/mo debt service. DSCR 2.21, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $18,087 stacks alongside $115,348 in projected five-year appreciation and $3,845/yr in principal reduction. Projected total cumulative return: $255,608.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 6.5% |
| Monthly Cash Flow | $1,507 | $300 |
City averages based on Cumming market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,153 |
| Total Monthly Debt Service | $2,480 |
| DSCR Ratio | 1.67x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2022
2,613 sqft lot
$N/A/sqft
$105 monthly HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2022
2,613 sqft lot
$N/A/sqft
$105 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices