5908 Richard Carlton BlvdAustinTX78727
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.82% yield at 5908 Richard Carlton Blvd, Austin, TX, 78727 in Austin is solid, but the $1,322/mo payment compresses net cash flow to $15/mo at $294,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $81,227 by year five, and $2,708/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.63) without U.S. income documentation. Total projected return: $117,170.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 4.5% |
| Monthly Cash Flow | $15 | $1,850 |
City averages based on Austin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,160 |
| Total Monthly Debt Service | $1,974 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1985
4,748 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78727, Austin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,798 (100%) |
| Owner Occupied HU | 5,888 (37.3%) |
| Renter Occupied HU | 8,543 (54.1%) |
| Vacant Housing Units | 1,367 ( 8.7%) |
| Median Home Value | $574,177 |
| Average Home Value | $622,311 |
Housing Distribution
Address Breakdown
Residential
14,136
Single Family
7,988
Multi-Family
6,148
Businesses
404
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1985
4,748 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78727, Austin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,798 (100%) |
| Owner Occupied HU | 5,888 (37.3%) |
| Renter Occupied HU | 8,543 (54.1%) |
| Vacant Housing Units | 1,367 ( 8.7%) |
| Median Home Value | $574,177 |
| Average Home Value | $622,311 |
Housing Distribution
Address Breakdown
Residential
14,136
Single Family
7,988
Multi-Family
6,148
Businesses
404
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices