590 White Apple RdRoxieMS39661
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 590 White Apple Rd, Roxie, MS, 39661 in Roxie speaks for itself: 10.52% gross on a $258,500 price, generating $2,266/mo in rent and $684/mo in net income after the $1,162/mo debt service. DSCR 1.95, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,205 stacks alongside $71,419 in projected five-year appreciation and $2,381/yr in principal reduction. Projected total cumulative return: $142,005.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 6.2% |
| Monthly Cash Flow | $684 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,266 |
| Total Monthly Debt Service | $1,479 |
| DSCR Ratio | 1.53x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
1.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39661, Roxie, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,519 (100%) |
| Owner Occupied HU | 1,022 (67.3%) |
| Renter Occupied HU | 165 (10.9%) |
| Vacant Housing Units | 332 (21.9%) |
| Median Home Value | $104,589 |
| Average Home Value | $125,037 |
Housing Distribution
Address Breakdown
Residential
1,251
Single Family
1,250
Multi-Family
1
Businesses
19
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
1.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39661, Roxie, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,519 (100%) |
| Owner Occupied HU | 1,022 (67.3%) |
| Renter Occupied HU | 165 (10.9%) |
| Vacant Housing Units | 332 (21.9%) |
| Median Home Value | $104,589 |
| Average Home Value | $125,037 |
Housing Distribution
Address Breakdown
Residential
1,251
Single Family
1,250
Multi-Family
1
Businesses
19
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS United
Mls ID: #4141491