59 Fay St, Lowell, MA, 01852 | $755/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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59 Fay St, Lowell, MA, 01852 | $755/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Lowell at 59 Fay St, Lowell, MA, 01852 offers $3,433/mo rent that, after a $2,080/mo payment, leaves $755/mo cash flow. Total monthly income is $3,433/mo, and annual cash flow is $9,055/yr on $140,854 cash. Return on cash invested measures 26.34% in year one, and rental yield stands at 9.7% at a $424,900 entry. Equity gained on principal adds $2,742/yr while 5% annual appreciation compounds into $117,392 by year five. Five-year ROI records 137.47% and total cumulative return in cash reaches $193,629. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $3,433/mo property income versus a $2,080/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 1908

4,356 sqft lot

$N/A/sqft

No HOA

More details about the property

Welcome to 59 Fay Street! This charming home blends historic character with everyday comfort and is an excellent opportunity for first-time buyers looking to add value. Offering 1,545 sq. ft. of living space, the home provides plenty of room to spread out. The spacious eat-in kitchen is ideal for entertaining, featuring ample storage, quartz counters and skylights that fill the room with natural light. Just off the kitchen, find a formal dining room with a wood-burning fireplace and a warm, inviting living room, both accented by beautiful hardwood floors. The updated bath has a tiled walk in shower. Upstairs, three nice sized bedrooms await, including a primary bedroom with a walk-in closet. Recent updates include a five-year-young heating and plumbing system, as well as newer windows for added efficiency. Outside, you will enjoy the fenced-in, level yard with off street parking, a gazebo, nearby walking/jogging trails, schools, public transit, the commuter rail, shopping and more.

Neighborhood Data

Neighborhood data shown for ZIP Code: 01852, Lowell, MA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	15,854 (100%)
Owner Occupied HU	6,449 (40.7%)
Renter Occupied HU	8,567 (54.0%)
Vacant Housing Units	838 ( 5.3%)
Median Home Value	$469,145
Average Home Value	$555,537