59 Denmark CirMountain HomeAR72653
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 59 Denmark Cir, Mountain Home, AR, 72653 in Mountain Home the bet is firmly on appreciation. Rental yield 4.3%. The 4.3% gross yield on a $668,000 price is below income-first thresholds, but 5%/yr value growth projects $184,556 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.80) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $148,530.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.3% | 4.5% |
| Monthly Cash Flow | $(1,620) | $450 |
City averages based on Mountain Home market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,395 |
| Total Monthly Debt Service | $3,750 |
| DSCR Ratio | 0.64x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
1.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72653, Mountain Home, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,419 (100%) |
| Owner Occupied HU | 9,900 (64.2%) |
| Renter Occupied HU | 3,847 (24.9%) |
| Vacant Housing Units | 1,672 (10.8%) |
| Median Home Value | $211,304 |
| Average Home Value | $264,873 |
Housing Distribution
Address Breakdown
Residential
14,634
Single Family
13,925
Multi-Family
709
Businesses
1,138
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
1.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72653, Mountain Home, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,419 (100%) |
| Owner Occupied HU | 9,900 (64.2%) |
| Renter Occupied HU | 3,847 (24.9%) |
| Vacant Housing Units | 1,672 (10.8%) |
| Median Home Value | $211,304 |
| Average Home Value | $264,873 |
Housing Distribution
Address Breakdown
Residential
14,634
Single Family
13,925
Multi-Family
709
Businesses
1,138
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mindy Fulcher • ERA DOTY REAL ESTATE MOUNTAIN HOME
Mls Name: Mountain Home MLS
Mls ID: #133398