813 Illinois AveMountain HomeAR72653
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 813 Illinois Ave, Mountain Home, AR, 72653 in Mountain Home is straightforward: $264,900 in, $2,042/mo in rent, $450/mo out after debt service. The 9.25% gross yield and 1.71 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $73,187 by year five. With $2,440/yr in principal equity, the total cumulative return is projected at $129,214.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 4.5% |
| Monthly Cash Flow | $450 | $450 |
City averages based on Mountain Home market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,042 |
| Total Monthly Debt Service | $1,487 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72653, Mountain Home, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,419 (100%) |
| Owner Occupied HU | 9,900 (64.2%) |
| Renter Occupied HU | 3,847 (24.9%) |
| Vacant Housing Units | 1,672 (10.8%) |
| Median Home Value | $211,304 |
| Average Home Value | $264,873 |
Housing Distribution
Address Breakdown
Residential
14,634
Single Family
13,925
Multi-Family
709
Businesses
1,138
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72653, Mountain Home, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,419 (100%) |
| Owner Occupied HU | 9,900 (64.2%) |
| Renter Occupied HU | 3,847 (24.9%) |
| Vacant Housing Units | 1,672 (10.8%) |
| Median Home Value | $211,304 |
| Average Home Value | $264,873 |
Housing Distribution
Address Breakdown
Residential
14,634
Single Family
13,925
Multi-Family
709
Businesses
1,138
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dauna Powell • PEGLAR REAL ESTATE GROUP
Mls Name: Mountain Home MLS
Mls ID: #129420
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.