589 Ben Jackson RdVidaliaGA30474
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play589 Ben Jackson Rd, Vidalia, GA, 30474 in Vidalia is priced for appreciation, not yield. Rental yield 5.01%. At $230,000 with a 5.01% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $63,545 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.93) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $58,822.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5% | 8.0% |
| Monthly Cash Flow | $(440) | $200 |
City averages based on Vidalia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $960 |
| Total Monthly Debt Service | $1,308 |
| DSCR Ratio | 0.73x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2026
3.06 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30474, Vidalia, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,317 (100%) |
| Owner Occupied HU | 4,002 (54.7%) |
| Renter Occupied HU | 2,514 (34.4%) |
| Vacant Housing Units | 801 (10.9%) |
| Median Home Value | $166,042 |
| Average Home Value | $207,492 |
Housing Distribution
Address Breakdown
Residential
7,210
Single Family
7,028
Multi-Family
182
Businesses
741
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2026
3.06 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30474, Vidalia, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,317 (100%) |
| Owner Occupied HU | 4,002 (54.7%) |
| Renter Occupied HU | 2,514 (34.4%) |
| Vacant Housing Units | 801 (10.9%) |
| Median Home Value | $166,042 |
| Average Home Value | $207,492 |
Housing Distribution
Address Breakdown
Residential
7,210
Single Family
7,028
Multi-Family
182
Businesses
741
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices