5878 Yellow Bluff RdBlackshearGA31516
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 5878 Yellow Bluff Rd, Blackshear, GA, 31516 in Blackshear speaks for itself: 19.7% gross on a $100,000 price, generating $1,642/mo in rent and $1,033/mo in net income after the $450/mo debt service. DSCR 3.65, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $12,396 stacks alongside $27,628 in projected five-year appreciation and $921/yr in principal reduction. Projected total cumulative return: $104,357.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 19.7% | 7.0% |
| Monthly Cash Flow | $1,033 | $300 |
City averages based on Blackshear market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,642 |
| Total Monthly Debt Service | $569 |
| DSCR Ratio | 2.89x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in N/A
3.82 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31516, Blackshear, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,868 (100%) |
| Owner Occupied HU | 4,805 (70.0%) |
| Renter Occupied HU | 1,418 (20.6%) |
| Vacant Housing Units | 645 ( 9.4%) |
| Median Home Value | $155,414 |
| Average Home Value | $186,850 |
Housing Distribution
Address Breakdown
Residential
6,391
Single Family
6,391
Multi-Family
0
Businesses
459
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in N/A
3.82 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31516, Blackshear, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,868 (100%) |
| Owner Occupied HU | 4,805 (70.0%) |
| Renter Occupied HU | 1,418 (20.6%) |
| Vacant Housing Units | 645 ( 9.4%) |
| Median Home Value | $155,414 |
| Average Home Value | $186,850 |
Housing Distribution
Address Breakdown
Residential
6,391
Single Family
6,391
Multi-Family
0
Businesses
459
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices