5837 E Arroyo WayPineAZ85544
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 5837 E Arroyo Way, Pine, AZ, 85544 in Pine. At $535,000 it earns $3,810/mo in rent and distributes $633/mo to the owner after the $2,406/mo payment, a consistent 8.55% yield. DSCR 1.58 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $147,811 in value; $4,927/yr in principal paydown compounds ownership stake. Total projected return: $243,900.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 7.0% |
| Monthly Cash Flow | $633 | $300 |
City averages based on Pine market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,810 |
| Total Monthly Debt Service | $2,950 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85544, Pine, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,944 (100%) |
| Owner Occupied HU | 1,347 (34.2%) |
| Renter Occupied HU | 173 ( 4.4%) |
| Vacant Housing Units | 2,424 (61.5%) |
| Median Home Value | $396,966 |
| Average Home Value | $447,363 |
Housing Distribution
Address Breakdown
Residential
726
Single Family
725
Multi-Family
1
Businesses
61
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85544, Pine, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,944 (100%) |
| Owner Occupied HU | 1,347 (34.2%) |
| Renter Occupied HU | 173 ( 4.4%) |
| Vacant Housing Units | 2,424 (61.5%) |
| Median Home Value | $396,966 |
| Average Home Value | $447,363 |
Housing Distribution
Address Breakdown
Residential
726
Single Family
725
Multi-Family
1
Businesses
61
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices