5835 CliffdaleSan AntonioTX78250
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 5835 Cliffdale, San Antonio, TX, 78250 in San Antonio is narrow, $69/mo net on $1,305/mo rent after the $1,034/mo debt service, but the property operates at break-even-plus, not a loss. At $230,000 with a 8.98% yield, the long-run equity case via 5% appreciation ($63,545 over five years) and $2,118/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.26 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $65,914.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 5.8% |
| Monthly Cash Flow | $69 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,305 |
| Total Monthly Debt Service | $1,561 |
| DSCR Ratio | 0.84x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
7,056 sqft lot
$N/A/sqft
$204 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78250, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,819 (100%) |
| Owner Occupied HU | 14,411 (72.7%) |
| Renter Occupied HU | 4,612 (23.3%) |
| Vacant Housing Units | 796 ( 4.0%) |
| Median Home Value | $257,293 |
| Average Home Value | $298,692 |
Housing Distribution
Address Breakdown
Residential
20,141
Single Family
18,477
Multi-Family
1,664
Businesses
625
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
7,056 sqft lot
$N/A/sqft
$204 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78250, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,819 (100%) |
| Owner Occupied HU | 14,411 (72.7%) |
| Renter Occupied HU | 4,612 (23.3%) |
| Vacant Housing Units | 796 ( 4.0%) |
| Median Home Value | $257,293 |
| Average Home Value | $298,692 |
Housing Distribution
Address Breakdown
Residential
20,141
Single Family
18,477
Multi-Family
1,664
Businesses
625
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Juan Sienra Murguia • Malouff Realty, LLC
Mls Name: SABOR
Mls Provider:
Mls ID: #1860103
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.