5792 Gloucester CirWestminsterCA92683
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 5792 Gloucester Cir, Westminster, CA, 92683 in Westminster offers a clean, manageable entry. Rental yield 6.29%. DSCR 1.17 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $269,375 in additional property value over five years, with $8,980/yr in principal equity building ownership stake. Total projected cumulative return: $310,421.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.3% | 6.5% |
| Monthly Cash Flow | $(922) | $500 |
City averages based on Westminster market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,110 |
| Total Monthly Debt Service | $5,644 |
| DSCR Ratio | 0.91x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1971
4,868 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92683, Westminster, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 28,218 (100%) |
| Owner Occupied HU | 14,170 (50.2%) |
| Renter Occupied HU | 13,041 (46.2%) |
| Vacant Housing Units | 1,007 ( 3.6%) |
| Median Home Value | $889,507 |
| Average Home Value | $919,697 |
Housing Distribution
Address Breakdown
Residential
28,025
Single Family
22,660
Multi-Family
5,365
Businesses
3,071
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1971
4,868 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92683, Westminster, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 28,218 (100%) |
| Owner Occupied HU | 14,170 (50.2%) |
| Renter Occupied HU | 13,041 (46.2%) |
| Vacant Housing Units | 1,007 ( 3.6%) |
| Median Home Value | $889,507 |
| Average Home Value | $919,697 |
Housing Distribution
Address Breakdown
Residential
28,025
Single Family
22,660
Multi-Family
5,365
Businesses
3,071
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dan McWhorter • RE/MAX College Park Realty
Mls Name: CRMLS
Mls ID: #PW25218087