5752 Peak RdZeniaCA95595
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 5752 Peak Rd, Zenia, CA, 95595 in Zenia. Priced at $279,000, it generates $2,551/mo in gross rent and $825/mo in net monthly cash flow, a 10.97% yield that comfortably supports the 2.03 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $9,903. Five-year appreciation: $77,083. Equity from principal paydown: $2,570/yr. Total projected cumulative return: $158,864.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 6.0% |
| Monthly Cash Flow | $825 | $1,200 |
City averages based on Zenia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,551 |
| Total Monthly Debt Service | $1,615 |
| DSCR Ratio | 1.58x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
27.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95595, Zenia, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 147 (100%) |
| Owner Occupied HU | 56 (38.1%) |
| Renter Occupied HU | 9 ( 6.1%) |
| Vacant Housing Units | 82 (55.8%) |
| Median Home Value | $362,500 |
| Average Home Value | $418,080 |
Housing Distribution
Address Breakdown
Residential
73
Single Family
73
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
27.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95595, Zenia, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 147 (100%) |
| Owner Occupied HU | 56 (38.1%) |
| Renter Occupied HU | 9 ( 6.1%) |
| Vacant Housing Units | 82 (55.8%) |
| Median Home Value | $362,500 |
| Average Home Value | $418,080 |
Housing Distribution
Address Breakdown
Residential
73
Single Family
73
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Marcus Schaible • Emerald Realty
Mls Name: HBMLS
Mls ID: #267866