575 Joe White RdShelbyAL35143








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Shelby at 575 Joe White Rd, Shelby, AL, 35143 with 5% annual appreciation on a $681,625 basis while $3,638/mo rent supports operations. 94% in year one. Equity gained on principal adds $4,398/yr, and five-year appreciation sums $188,320 alongside rental yield of 6.4%. Five-year ROI measures 96.89% and total cumulative return in cash totals $217,291. Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $3,638/mo property income versus a $3,336/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 2003
4.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35143, Shelby, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,983 (100%) |
| Owner Occupied HU | 1,233 (62.2%) |
| Renter Occupied HU | 230 (11.6%) |
| Vacant Housing Units | 520 (26.2%) |
| Median Home Value | $357,595 |
| Average Home Value | $371,283 |
Housing Distribution
Address Breakdown
Residential
1,686
Single Family
1,686
Multi-Family
0
Businesses
45
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Listed by: Lea Corley • Keller Williams Metro South
Mls Name: GALMLS
Mls Provider:
Mls ID: #21396838
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.







