5748 Lucas Valley RdNicasioCA94946
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Nicasio at 5748 Lucas Valley Rd, Nicasio, CA, 94946 projects strong ROI of -2.62%. Rental yield 0.28%. With 5% annual appreciation, the property builds $2,762,815 in value over five years. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0.3% | 5.0% |
| Monthly Cash Flow | $(59,492) | $1,200 |
City averages based on Nicasio market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,370 |
| Total Monthly Debt Service | $57,883 |
| DSCR Ratio | 0.04x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94946, Nicasio, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 448 (100%) |
| Owner Occupied HU | 245 (54.7%) |
| Renter Occupied HU | 131 (29.2%) |
| Vacant Housing Units | 72 (16.1%) |
| Median Home Value | $1,903,846 |
| Average Home Value | $1,723,000 |
Housing Distribution
Address Breakdown
Residential
114
Single Family
114
Multi-Family
0
Businesses
30
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94946, Nicasio, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 448 (100%) |
| Owner Occupied HU | 245 (54.7%) |
| Renter Occupied HU | 131 (29.2%) |
| Vacant Housing Units | 72 (16.1%) |
| Median Home Value | $1,903,846 |
| Average Home Value | $1,723,000 |
Housing Distribution
Address Breakdown
Residential
114
Single Family
114
Multi-Family
0
Businesses
30
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: John Ward • California Outdoor Properties
Mls Name: My State MLS
Mls ID: #11556266