573 S Sierra Ave UNIT 10Solana BeachCA92075
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 573 S Sierra Ave UNIT 10, Solana Beach, CA, 92075 in Solana Beach fits: $1,399,000, 4.64% gross yield, and a projected 5% annual appreciation rate adding $386,518 in value within five years. Rental yield 4.64%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.86) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $12,885/yr in principal paydown and $386,518 in appreciation project a total return of $321,575.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.6% | 6.2% |
| Monthly Cash Flow | $(3,245) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,409 |
| Total Monthly Debt Service | $8,098 |
| DSCR Ratio | 0.67x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1974
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92075, Solana Beach, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,215 (100%) |
| Owner Occupied HU | 3,258 (52.4%) |
| Renter Occupied HU | 2,036 (32.8%) |
| Vacant Housing Units | 921 (14.8%) |
| Median Home Value | $1,846,774 |
| Average Home Value | $1,762,791 |
Housing Distribution
Address Breakdown
Residential
5,565
Single Family
4,046
Multi-Family
1,519
Businesses
1,373
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1974
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92075, Solana Beach, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,215 (100%) |
| Owner Occupied HU | 3,258 (52.4%) |
| Renter Occupied HU | 2,036 (32.8%) |
| Vacant Housing Units | 921 (14.8%) |
| Median Home Value | $1,846,774 |
| Average Home Value | $1,762,791 |
Housing Distribution
Address Breakdown
Residential
5,565
Single Family
4,046
Multi-Family
1,519
Businesses
1,373
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brooke B Russell • Compass
Mls Name: SDMLS
Mls ID: #250033984