570 SW 78th TerOcalaFL34474
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 570 SW 78th Ter, Ocala, FL, 34474 in Ocala. At $194,900 it earns $1,515/mo in rent and distributes $222/mo to the owner after the $876/mo payment, a consistent 9.33% yield. DSCR 1.73 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $53,847 in value; $1,795/yr in principal paydown compounds ownership stake. Total projected return: $88,588.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 8.2% |
| Monthly Cash Flow | $222 | $425 |
City averages based on Ocala market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,515 |
| Total Monthly Debt Service | $1,216 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2005
7,841 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34474, Ocala, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,721 (100%) |
| Owner Occupied HU | 4,313 (40.2%) |
| Renter Occupied HU | 5,168 (48.2%) |
| Vacant Housing Units | 1,240 (11.6%) |
| Median Home Value | $318,163 |
| Average Home Value | $373,186 |
Housing Distribution
Address Breakdown
Residential
9,194
Single Family
6,185
Multi-Family
3,009
Businesses
979
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2005
7,841 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34474, Ocala, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,721 (100%) |
| Owner Occupied HU | 4,313 (40.2%) |
| Renter Occupied HU | 5,168 (48.2%) |
| Vacant Housing Units | 1,240 (11.6%) |
| Median Home Value | $318,163 |
| Average Home Value | $373,186 |
Housing Distribution
Address Breakdown
Residential
9,194
Single Family
6,185
Multi-Family
3,009
Businesses
979
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices