57 Rockland StWest RoxburyMA02132
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew West Roxbury rentals match the income profile of 57 Rockland St, West Roxbury, MA, 02132. Listed at $432,000, gross rent is $4,380/mo and net cash flow is $1,657/mo, a 12.17% yield well above national averages. DSCR 2.25 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $119,354 by year five with $3,979/yr in annual principal reduction, projecting $270,642 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.2% | 5.2% |
| Monthly Cash Flow | $1,657 | $650 |
City averages based on West Roxbury market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,380 |
| Total Monthly Debt Service | $2,551 |
| DSCR Ratio | 1.72x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02132, West Roxbury, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,035 (100%) |
| Owner Occupied HU | 7,771 (64.6%) |
| Renter Occupied HU | 3,610 (30.0%) |
| Vacant Housing Units | 654 ( 5.4%) |
| Median Home Value | $764,136 |
| Average Home Value | $804,012 |
Housing Distribution
Address Breakdown
Residential
11,861
Single Family
9,173
Multi-Family
2,688
Businesses
655
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02132, West Roxbury, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,035 (100%) |
| Owner Occupied HU | 7,771 (64.6%) |
| Renter Occupied HU | 3,610 (30.0%) |
| Vacant Housing Units | 654 ( 5.4%) |
| Median Home Value | $764,136 |
| Average Home Value | $804,012 |
Housing Distribution
Address Breakdown
Residential
11,861
Single Family
9,173
Multi-Family
2,688
Businesses
655
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices