57-101 Kuilima Dr APT 188AKahukuHI96731
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 57-101 Kuilima Dr APT 188A, Kahuku, HI, 96731 in Kahuku. Priced at $1,050,000, it generates $10,800/mo in gross rent and $4,821/mo in net monthly cash flow, a 12.34% yield that comfortably supports the 2.29 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $57,849. Five-year appreciation: $290,096. Equity from principal paydown: $9,671/yr. Total projected cumulative return: $706,101.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.3% | 9.0% |
| Monthly Cash Flow | $4,821 | $2,500 |
City averages based on Kahuku market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $10,800 |
| Total Monthly Debt Service | $5,561 |
| DSCR Ratio | 1.94x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1973
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96731, Kahuku, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,245 (100%) |
| Owner Occupied HU | 532 (42.7%) |
| Renter Occupied HU | 320 (25.7%) |
| Vacant Housing Units | 393 (31.6%) |
| Median Home Value | $889,344 |
| Average Home Value | $1,065,940 |
Housing Distribution
Address Breakdown
Residential
631
Single Family
442
Multi-Family
189
Businesses
91
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1973
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96731, Kahuku, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,245 (100%) |
| Owner Occupied HU | 532 (42.7%) |
| Renter Occupied HU | 320 (25.7%) |
| Vacant Housing Units | 393 (31.6%) |
| Median Home Value | $889,344 |
| Average Home Value | $1,065,940 |
Housing Distribution
Address Breakdown
Residential
631
Single Family
442
Multi-Family
189
Businesses
91
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices