57-020 Kuilima Dr UNIT 207KahukuHI96731
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Kahuku at 57-020 Kuilima Dr UNIT 207, Kahuku, HI, 96731 projects strong ROI of 1.55%. Rental yield 1.36%. With 5% annual appreciation, the property builds $1,185,248 in value over five years. Equity growth combined delivers a projected five-year ROI of 20.92%, translating into $253,568 in total cumulative return on $1,211,925 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.4% | 9.0% |
| Monthly Cash Flow | $(21,311) | $2,500 |
City averages based on Kahuku market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,862 |
| Total Monthly Debt Service | $24,467 |
| DSCR Ratio | 0.20x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1972
N/A lot
$N/A/sqft
$1,744 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96731, Kahuku, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,245 (100%) |
| Owner Occupied HU | 532 (42.7%) |
| Renter Occupied HU | 320 (25.7%) |
| Vacant Housing Units | 393 (31.6%) |
| Median Home Value | $889,344 |
| Average Home Value | $1,065,940 |
Housing Distribution
Address Breakdown
Residential
631
Single Family
442
Multi-Family
189
Businesses
91
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1972
N/A lot
$N/A/sqft
$1,744 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96731, Kahuku, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,245 (100%) |
| Owner Occupied HU | 532 (42.7%) |
| Renter Occupied HU | 320 (25.7%) |
| Vacant Housing Units | 393 (31.6%) |
| Median Home Value | $889,344 |
| Average Home Value | $1,065,940 |
Housing Distribution
Address Breakdown
Residential
631
Single Family
442
Multi-Family
189
Businesses
91
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jason Subt • Real Broker, LLC
Mls Name: HiCentral MLS
Mls Provider:
Mls ID: #202511552
Disclaimer: Based on information from the Multiple Listing Service of HiCentral MLS, Ltd. listings last updated on 2025-10-16 23:11:23 PDT. Information is deemed reliable but not guaranteed. Copyright 2025 HiCentral MLS, Ltd