569 Mine Rd #20Mc CaysvilleGA30555
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 569 Mine Rd #20, Mc Caysville, GA, 30555 in Mc Caysville at $448,400 earns $2,784/mo in rent and nets $55/mo after the $2,016/mo payment, a 7.45% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $123,885 over five years. Ziffy Mortgage underwrites this on a 1.38 DSCR without U.S. credit history. With $4,130/yr in principal paydown, total projected return reaches $173,391.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 8.0% |
| Monthly Cash Flow | $55 | $300 |
City averages based on Mc Caysville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,784 |
| Total Monthly Debt Service | $2,551 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1988
1.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30555, Mc Caysville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,235 (100%) |
| Owner Occupied HU | 716 (58.0%) |
| Renter Occupied HU | 268 (21.7%) |
| Vacant Housing Units | 251 (20.3%) |
| Median Home Value | $225,789 |
| Average Home Value | $261,603 |
Housing Distribution
Address Breakdown
Residential
889
Single Family
889
Multi-Family
0
Businesses
109
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1988
1.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30555, Mc Caysville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,235 (100%) |
| Owner Occupied HU | 716 (58.0%) |
| Renter Occupied HU | 268 (21.7%) |
| Vacant Housing Units | 251 (20.3%) |
| Median Home Value | $225,789 |
| Average Home Value | $261,603 |
Housing Distribution
Address Breakdown
Residential
889
Single Family
889
Multi-Family
0
Businesses
109
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Rachel Callihan • Ansley Real Estate Christie's Int. Real Estate
Mls Name: NGBOR
Mls ID: #420171