5681 Vestavia LnPensacolaFL32526
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 5681 Vestavia Ln, Pensacola, FL, 32526 in Pensacola offers a clean, manageable entry. Rental yield 6.88%. DSCR 1.28 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $77,221 in additional property value over five years, with $2,574/yr in principal equity building ownership stake. Total projected cumulative return: $90,413.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.9% | 5.8% |
| Monthly Cash Flow | $(253) | $320 |
City averages based on Pensacola market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,604 |
| Total Monthly Debt Service | $1,744 |
| DSCR Ratio | 0.92x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32526, Pensacola, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,222 (100%) |
| Owner Occupied HU | 14,583 (68.7%) |
| Renter Occupied HU | 5,208 (24.5%) |
| Vacant Housing Units | 1,431 ( 6.7%) |
| Median Home Value | $316,642 |
| Average Home Value | $377,355 |
Housing Distribution
Address Breakdown
Residential
20,453
Single Family
19,731
Multi-Family
722
Businesses
481
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32526, Pensacola, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,222 (100%) |
| Owner Occupied HU | 14,583 (68.7%) |
| Renter Occupied HU | 5,208 (24.5%) |
| Vacant Housing Units | 1,431 ( 6.7%) |
| Median Home Value | $316,642 |
| Average Home Value | $377,355 |
Housing Distribution
Address Breakdown
Residential
20,453
Single Family
19,731
Multi-Family
722
Businesses
481
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Chris Dador • American Valor Realty LLC
Mls Name: PAR
Mls Provider:
Mls ID: #663625
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