565 Lydia CtRohnert ParkCA94928
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 565 Lydia Ct, Rohnert Park, CA, 94928 in Rohnert Park. Priced at $585,000, it generates $6,438/mo in gross rent and $2,819/mo in net monthly cash flow, a 13.21% yield that comfortably supports the 2.45 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $33,829. Five-year appreciation: $161,625. Equity from principal paydown: $5,388/yr. Total projected cumulative return: $403,227.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.2% | 6.0% |
| Monthly Cash Flow | $2,819 | $1,200 |
City averages based on Rohnert Park market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,438 |
| Total Monthly Debt Service | $3,386 |
| DSCR Ratio | 1.90x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1973
8,512 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94928, Rohnert Park, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,563 (100%) |
| Owner Occupied HU | 9,698 (52.2%) |
| Renter Occupied HU | 7,780 (41.9%) |
| Vacant Housing Units | 1,085 ( 5.8%) |
| Median Home Value | $698,344 |
| Average Home Value | $756,539 |
Housing Distribution
Address Breakdown
Residential
18,349
Single Family
13,943
Multi-Family
4,406
Businesses
1,024
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1973
8,512 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94928, Rohnert Park, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,563 (100%) |
| Owner Occupied HU | 9,698 (52.2%) |
| Renter Occupied HU | 7,780 (41.9%) |
| Vacant Housing Units | 1,085 ( 5.8%) |
| Median Home Value | $698,344 |
| Average Home Value | $756,539 |
Housing Distribution
Address Breakdown
Residential
18,349
Single Family
13,943
Multi-Family
4,406
Businesses
1,024
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices